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Anti-Money Laundering Systems

AML systems are specialized platforms that provide automated transaction monitoring, detection of suspicious activity, and control over compliance with anti-money laundering and counter-terrorism financing (AML/CFT) legislation. This is a mandatory element of the digital compliance infrastructure of every licensed bank.

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Request for proposals

AML systems help identify abnormal customer behavior, atypical transactions, transaction chains, and money laundering schemes.  Such platforms not only monitor current transactions, but also create a customer profile, calculate risks, maintain logs, and prepare reports for regulators.  The systems comply with the requirements of international standards (FATF), as well as national regulations and central bank instructions.

Key functions:

  • Transaction monitoring by scenarios and rules (rule-based and ML models);
  • Individual client profiles and dynamic determination of the risk level (KYC Risk Scoring);
  • Detection of suspicious chains and patterns (structuring, splitting, transit transactions);
  • Generation of notifications, alerts and automatic SAR/STR reports;
  • Control of frequency, volume, counterparties and geography of transactions;
  • Integration with ABS, CRM, CDP, sanctions control systems and BI;
  • Support for documentation, escalations, workflow and audit requirements.

Who works with the system within the bank:

  • Compliance service and AML officers
  • Legal and internal control
  • Risk management
  • Operations unit and monitoring service
  • IT and integration specialists

System owners:

  • Chief Compliance Officer (CCO)
  • Head of AML / AML/CFT service
  • CIO/CTO - for architecture, storage and data security

What strategic objectives do the proposed solutions solve

Ensures compliance with mandatory AML/CFT requirements and reduces the risk of being held liable by regulators

This is critical for maintaining the bank's license, reputation and sustainability.

Allows timely detection and blocking of suspicious transactions and money laundering schemes

The Bank minimizes the likelihood of involvement in criminal activity.

Provides centralized control over the risks of clients and counterparties throughout the entire life cycle

From the first contact to the closing of the account, the bank sees the real picture of risks.

Make working with documents simpler and faster

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Who are the solutions suitable for?

Results after solution implementation

Reduce regulatory and legal risks through fully automated monitoring of transactions and clients.

Increase the efficiency of the compliance function at a lower cost and with less manual labor.

Increased trust from regulators, auditors, partners and international payment systems.

Processes are optimized, routine operations are automated, and employees have more time for truly valuable tasks.

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SAMARALI

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Trinity

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