Bank Architecture
Eighth floor
Human Resource ManagementSeventh Floor
Cybersecurity and Access ControlSixth floor
Compliance and Anti-FraudFifth floor
Financial analytics and reportingThird Floor
Banking risk managementThird floor
Customer Relationship ManagementSecond Floor
Customer Interaction ChannelsFirst floor
Payment systems and treasuryФундамент банка
Major banking systemsWhat are Payment Systems and Treasury?
Payment systems and treasury are the most important tools that ensure the efficiency of interbank transactions and the financial stability of the bank. They include interbank settlement systems, payment gateways and solutions for managing treasury operations. These solutions ensure uninterrupted payments and effective management of financial flows.
Efficiency and problems covered by the section: Payment systems and treasury allow the bank to promptly manage liquidity, minimize financial risks and ensure the reliability of payment transactions. These systems solve the problems:
Delays and errors in interbank transfers.
Difficulties in integrating with international payment systems.
Insufficient management of bank liquidity and risks.
Slow speed of processing client payments.
Your bank: fast payments and confident financial management!
Key decisions and directions of the section
Subsections of the system
Payment systems and interbank settlements
The payment system module ensures reliable, secure and compliant processing of local and international transfers. It can be integrated with global payment networks - SWIFT, SEPA, RTGS - and local payment gateways, ensuring stable and high-speed settlements between banks, customers and government agencies.
Payment gateways
The payment gateway is a key technological solution that ensures the reception and processing of online payments through internet banking, mobile applications, trading platforms, terminals and POS devices. It can be integrated with international systems - Visa, Mastercard, UnionPay, PayPal, as well as with local providers and acquirers, ensuring the most secure, fast and scalable payment.
Treasury and financial operations systems
Treasury systems are specialized solutions for managing liquidity, currency positions, cash flows and the bank's investment portfolio. They ensure daily control of financial stability, compliance with regulations and management of short-term and long-term financial obligations taking into account macro- and micro-risks.
Important to know!
Modern payment systems significantly speed up settlements.
Payment gateways provide integration with global systems.
Treasury systems minimize financial and operational risks.
Automation of treasury operations increases profitability bank.
Conclusion
Payment systems and treasury are important components of the banking infrastructure, ensuring the efficiency and reliability of financial transactions. The development and modernization of these systems are necessary to maintain the competitiveness and financial stability of the bank.
Who are the solutions suitable for?
For large banks
To manage complex international operations.
Regional banks
To optimize internal processes.
For Fintech companies
For integration with traditional banking systems.
Advantages of implementation
Acceleration of interbank and client payments.
Efficient management of banking liquidity.
Reduction of operational and financial risks.
Improving the quality and speed of customer service.
Don’t postpone transformation — get expert advice and learn how to strengthen your bank’s digital foundation right now!
Develop the Skills of a Digital Transformation Leader with inBank Academy
Get access to exclusive courses and practical materials tailored for professionals in the banking sector. Each training module is developed by industry-leading experts and based on real challenges faced by IT leaders, architects, and project teams in banks.
inBank Academy is not just theory. It's a toolkit of frameworks, use cases, and expert knowledge to help you manage change, build transformation architecture, and stay ahead of tech trends.
Top 3 Topics Professionals Choose:
Strategic Thinking and Transformation Architecture
Learn how to design your bank’s technology development as a unified system — from the core to customer-facing channels. Master approaches to building digital architecture and long-term IT strategy.
Change Management and Digital Culture
Technology implementation is not a goal — it’s a journey. Discover how to manage resistance, shape a culture of adaptability, and guide teams through transformation.
Tech Savviness and Trends
Navigate the fast-evolving world of AI, Big Data, Open Banking, and RPA. Learn how to select technologies that give your bank a true competitive edge.
Start learning today — develop skills that truly transform banking reality.